[ Pobierz całość w formacie PDF ]

middle-class people get confused. Many believe money and
134 - Secrets of the Millionaire Mind
happiness are mutually exclusive, that either you can be rich or
you can be happy. Again, this is nothing more than  poor
programming.
People who are rich in every sense of the word understand
that you have to have both. Just as you have to have both your
arms and your legs, you have to have money and happiness.
You Can Have Your Cake and Eat It Too!
So here s another major difference between rich people,
middle-class people, and poor people:
Rich people believe  You can have your cake and eat it
too.
Middle-class people believe  Cake is too rich, so I ll only
have a little piece.
Poor people don t believe they deserve cake, so they order a
doughnut, focus on the hole, and wonder why they have
 nothing.
WEALTH PRINCIPLE:
Rich people believe
 You can have your cake and eat it too.
Middle-class people believe
 Cake is too rich, so I ll only have a little piece.
Poor people don t believe they deserve cake,
so they order a doughnut, focus on the hole,
and wonder why they have  nothing.
I ask you, what is the use of having your  cake if you can t eat
it? What exactly are you supposed to do with it? Put
The Wealth Files - 135
it on your mantel and look at it? Cake is meant to be eaten and
enjoyed.
Either/or thinking also trips up people who believe that  if
I have more, then someone else will have less. Again, this is
nothing more than fear-based, self-defeating programming.
The notion that the wealthy people of the world have and are
somehow hoarding all the money, so there s none left for
anyone else, is preposterous. First, this belief assumes that
there is a limited supply of money. I m not an economist, but
from what I can see, they just keep printing more of the stuff
every day. The actual money supply hasn t been tied to any real
asset for decades. So even if the wealthy had all the money
today, tomorrow there d be millions, if not billions, more
available.
The other thing people with this limited belief don t seem to
realize is that the same money can be used over and over, to
create value for everyone. Let me give you an example I ve
used in our seminars. I ll ask five people to come onstage and
bring an item with them. I ask them to stand in a circle. Then I
give a $5 bill to the first person and ask them to buy
something from person number 2 for that money. Suppose
they buy a pen. So now person number 1 has a pen and person
number 2 has the $5. Person 2 now uses the same $5 bill to
buy, say, a clipboard from person number 3. Then number 3
uses the same $5 bill to buy a notebook from number
4. I hope you get the picture and the point. The exact same $5
was used to bring value to each person that had it. That same
$5 went through five different people and created $5 worth of
value for each and a total of $25 in value for the group. That
$5 did not get depleted and as it circled around, created value
for everyone.
136 - Secrets of the Millionaire Mind
The lessons are clear. First, money does not get depleted;
you can use the same money again and again for years and
years and thousands and thousands of people. Second, the
more money you have, the more you can put into the circle,
which means other people then have more money to trade for
more value.
This is exactly the opposite of either/or-based thinking. To
the contrary, when you have money and use it, you and the
person you spend it with both have the value. Put bluntly, if
you re so worried about other people and making sure they get
their share (as if there is a share), do what it takes to get rich so
you can spread more money around.
If I can be an example for anything, it would be that you
can be a kind, loving, caring, generous, and spiritual person and
be really frickin rich. I strongly urge you to dispel the myth
that money is in any way bad or that you will be less  good or
less  pure if you are wealthy. That belief is absolute  salami
(in case you re tired of baloney), and if you keep eating it, you
won t just be fat, you ll be fat and broke. Hey, what do you
know, another example of both!
My friends, being kind, generous, and loving has nothing to
do with what is or isn t in your wallet. Those attributes come
from what is in your heart. Being pure and spiritual have
nothing to do with what is or isn t in your bank account; those
attributes come from what s in your soul. To think money
makes you good or bad, one way or another, is either/or
thinking and just plain  programmed garbage that is not
supportive to your happiness and success.
It s also not supportive to those around you, especially to
children. If you re that adamant about being a good person,
then be  good enough not to infect the next generation
The Wealth Files . 137
with the disempowering beliefs you may inadvertently have
adopted.
If you really want to live a life without limits, whatever the
situation, let go of either/or thinking and maintain the
intention to have  both.
DECLARATION: Place your hand on your heart and say...
 I always think  both. 
Touch your head and say...
 I have a millionaire mind!
MILLIONAIRE MIND ACTIONS
1. Practice thinking and creating ways of having  both.
Whenever alternatives are presented to you, ask yourself,
 How can I have both?
2. Become aware that money in circulation adds to
everyone s life. Each time you spend money, say to
yourself,  This money will go through hundreds of
people and create value for all of them.
3. Think of yourself as a role model for others showing
that you can be kind, generous, loving, and rich!
Wealth File #13
Rich people focus on their net worth.
Poor people focus on their working income.
When it comes to money, people in our society typically ask,
 How much do you make? Seldom do you hear the ques-
138 - Secrets of the Millionaire Mind
tion  What is your net worth? Few people talk this way, ex-
cept of course at the country club.
In country clubs, the financial discussion almost always
centers around net worth:  Jim just sold his stock options; he s
worth over three million. Paul s company just went public; he s
worth eight million. Sue just sold her business; she s now
worth twelve million. At the country club, you re not going to
hear,  Hey, did you hear that Joe got a raise? Yeah, and a two
percent cost-of-living allowance to boot? If you did hear that,
you d know you re listening to a guest for the day.
WEALTH PRINCIPLE:
The true measure of wealth is net worth,
not working income.
The true measure of wealth is net worth, not working in-
come. Always has been, always will be. Net worth is the fi-
nancial value of everything you own. To determine your net
worth, add up the value of everything you own, including your
cash and investments such as stocks, bonds, real estate, the
current value of your business if you own one, the value of
your residence if you own it, and then subtract everything you
owe. Net worth is the ultimate measure of wealth because, if
necessary, what you own can eventually be liquidated into
cash.
Rich people understand the huge distinction between
working income and net worth. Working income is important,
but it is only one of the four factors that determine your net
worth. The four net worth factors are:
The Wealth Files - 139
1. Income
2. Savings
3. Investments [ Pobierz całość w formacie PDF ]